Sara J. Singer, Alan M. Garber,and Alain C. Enthoven have designed a comprehensive,
new approach for expanding access to health insurance. The proposal
is built on the following key elements:
THE PLAN WOULD PROVIDE near-universal coverage by making private
plans more affordable and helping low- and middle-income people buy
coverage. This would be accomplished though tax credits and by creating
“insurance exchanges” that would provide health insurance choices and
promote competition among health plans.